SIP, Mutual Fund, Tax Saving, Stock Market — plus GST, ITR, MSME & Citizen Documentation (PAN, Passport). Two experts, one platform, honest guidance. Free education, always.
Two specialists, equally invested in getting things right for you.

Mutual Funds, SIP, Tax Planning, Stock Market basics — free education plus personalized investment guidance.

GST, MSME/Udyam, ITR filing, and citizen documentation (PAN, Passport, agreements) — honest, transparent facilitation.
Finance articles, Mock tests, Calculators — all in one Tamil platform. Free forever.
SIP, Tax, Stock Market, EPF/PPF, E-Services — step-by-step Tamil guides. 28+ articles, all free.
NISM, IRDAI IC38, JAIIB/CAIIB — 30+ exams coming. Official-pattern simulators, detailed explanations.
AMFI Registered MFD Vignesh Dhayalan (ARN: 288927) — உங்கள் investment goals-க்கு free personalized guidance.
Beginner-ல் இருந்து Advanced வரை — உங்கள் level-க்கு ஏற்ற path தேர்ந்தெடுங்கள்
Mutual Fund என்னன்னு? SIP vs Lumpsum, Types of funds — A to Z beginner guide
Beginner₹500 SIP → ₹1 Crore? Step by step guide with calculator examples
BeginnerNew vs Old regime, 80C, HRA, 80D — maximum tax save பண்றது எப்படி?
IntermediateShare market என்னன்னு? Demat account, how to buy stocks — complete beginner guide
IntermediateEPF, PPF, NPS — retirement-க்கு எவ்வளவு save பண்ணணும்? Complete route map
AdvancedMFD license எடுக்கணும்? NISM V-A mock test + study guide — pass guaranteed!
ProfessionalLed by Ramya (B.Com, Corporate Secretaryship) — honest, transparent facilitation for your business and personal paperwork.
New GST registration, monthly/quarterly returns, amendments — for shops, startups, and freelancers
BusinessRegister your business under Udyam — unlock government schemes, loans, and tender eligibility
BusinessIndividual & business Income Tax Return filing — accurate, on-time, and stress-free
TaxNew PAN application, corrections, and re-print assistance — documentation help end to end
CitizenApplication guidance, document checklist, and appointment support for fresh & renewal passports
CitizenLegal agreement drafting support and accounting/bookkeeping for small businesses
BusinessUniversal Money Mart is a private business consultancy and financial services facilitation platform. We are not a government body or affiliated with any government agency. We assist clients in documentation, filing, and advisory based on client-provided information.
NISM, IRDAI, JAIIB/CAIIB — official-pattern practice tests. Pass in first attempt!
Mutual Fund Distributors Certification. 100 questions, 120 minutes, detailed explanations.
Start Free Test →Life Insurance Agent Certification. 50 questions, 60 minutes. Pass easily on first attempt.
Start Free Test →Principles & Practices of Banking practice test. 48 questions covering banking structure, deposits, negotiable instruments, loans, KYC/AML, and digital payments.
Start Free Test →Indian Economy & Financial System practice test. 42 questions covering economic concepts, financial markets, institutions, monetary policy, and government schemes.
Start Free Test →Accounting & Financial Management for Bankers practice test. 42 questions covering accounting principles, depreciation, ratio analysis, and financial management.
Start Free Test →Retail Banking & Wealth Management practice test. 36 questions covering retail loans, cards, CRM, wealth management, NRI banking, and delivery channels.
Start Free Test →Advanced Bank Management practice test. 35 questions covering statistics, HRM, credit management, risk management, economic analysis, and bank financial statement analysis.
Start Free Test →Bank Financial Management practice test. 35 questions covering treasury, forex, asset-liability management, derivatives, capital adequacy, and international banking.
Start Free Test →Information Technology elective practice test. 35 questions covering core banking systems, cybersecurity, digital banking tech, data protection, and business continuity.
Start Free Test →Plan your budget and estimate your mutual fund returns interactively.
Estimate your 10–30 years wealth corpus via SIP, step-up SIP with an interactive growth chart.
Calculate your Fixed Deposit maturity value and interest earned — yearly, half-yearly, quarterly or monthly compounding.
Calculate your Recurring Deposit maturity value from your monthly deposit, interest rate, and tenure.
50/30/20 rule, salary breakdown, savings goal tracker with real-life allocation examples.
Copy ready-to-use prompts for AI image generation, video AI & 3D rendering. Free forever.
Three steps to financial clarity — Learn, Calculate, Get Guidance
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AMFI Registered MFD Vignesh Dhayalan (ARN: 288927) — உங்கள் financial goals-க்கு ஏற்ற investment plan FREE-ஆ பெறுங்கள்.
Free to start. Free forever. Tamil-ல் உங்கள் money goals achieve பண்ண help பண்றோம்.