Free tool

RD Calculator

Enter your monthly deposit, interest rate, and tenure to see your Recurring Deposit's maturity value and total interest earned.

Monthly deposit ₹5,000

₹500₹2,00,000

Interest rate (annual) 7%

3%10%

Tenure 5 years

1 yr10 yrs

Total deposited

₹—

Interest earned

₹—

Maturity value

₹—

Deposited Interest

Assumes a constant 7% annual interest rate, compounded quarterly — the standard convention most Indian banks use for RD. Actual bank RD rates vary by bank and tenure.

Wondering if RD is right for your goal?

Talk to Vignesh Dhayalan, AMFI Registered Mutual Fund Distributor (ARN 288927), to compare RD returns with SIP and other options — free via WhatsApp.

Disclaimer

For illustration only. This calculator does not constitute investment or banking advice. Actual bank RD interest rates and premature withdrawal penalties vary by bank — verify current rates directly with your bank before investing. TDS is applicable on RD interest above the prescribed threshold as per Income Tax rules. Universal Money Mart (ARN: 288927, EUIN: E543710) is an AMFI Registered Mutual Fund Distributor.

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