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Wealth & Compliance Partners · Bangalore

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SIP, Mutual Fund, Tax Saving, Stock Market — plus GST, ITR, MSME & Citizen Documentation (PAN, Passport). Two experts, one platform, honest guidance. Free education, always.

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✦ Two Founders, One Platform

Wealth & Compliance — Under One Roof

Two specialists, equally invested in getting things right for you.

WEALTH VERTICAL
Vignesh Dhayalan
Wealth & Investments
Vignesh Dhayalan · ARN 288927

Mutual Funds, SIP, Tax Planning, Stock Market basics — free education plus personalized investment guidance.

SIPMutual FundsTax PlanningStock Market
💬 Talk to Vignesh
COMPLIANCE VERTICAL
Ramya
Compliance & Citizen Services
Ramya · B.Com (CS)

GST, MSME/Udyam, ITR filing, and citizen documentation (PAN, Passport, agreements) — honest, transparent facilitation.

GSTITR FilingPAN & PassportMSME/Udyam
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Meet the founders →
What you'll learn & practice
📊 SIP & Mutual Funds
💸 Tax Planning
🧾 GST Registration
📈 Stock Market
📊 ITR Filing
🥇 Gold & SGB
🏭 MSME/Udyam
🏦 Fixed Deposit
🛡️ IC38 Insurance
🛂 Passport Docs
🏡 Retirement Planning
📋 NISM V-A Exam
💳 Credit Score
🆔 PAN & Aadhaar
🏛️ EPF & PPF
AI Prompts
📊 SIP & Mutual Funds
💸 Tax Planning
🧾 GST Registration
📈 Stock Market
📊 ITR Filing
🥇 Gold & SGB
🏭 MSME/Udyam
🏦 Fixed Deposit
🛡️ IC38 Insurance
🛂 Passport Docs
🏡 Retirement Planning
📋 NISM V-A Exam
💳 Credit Score
🆔 PAN & Aadhaar
🏛️ EPF & PPF
AI Prompts
✦ What We Offer

Everything you need to
master your money

Finance articles, Mock tests, Calculators — all in one Tamil platform. Free forever.

🗺️ LEARNING ROUTE MAP

எங்கிருந்து Start பண்றது?

Beginner-ல் இருந்து Advanced வரை — உங்கள் level-க்கு ஏற்ற path தேர்ந்தெடுங்கள்

📚 All 28 Articles பார்க்க →
📄 COMPLIANCE & CITIZEN SERVICES

Government & Business Documentation, Simplified

Led by Ramya (B.Com, Corporate Secretaryship) — honest, transparent facilitation for your business and personal paperwork.

💬 Talk to Ramya — Get Started →

Universal Money Mart is a private business consultancy and financial services facilitation platform. We are not a government body or affiliated with any government agency. We assist clients in documentation, filing, and advisory based on client-provided information.

🎯 Certification Center

Free Mock Tests for
Finance Professionals

NISM, IRDAI, JAIIB/CAIIB — official-pattern practice tests. Pass in first attempt!

📈
Mutual Funds

NISM Series V-A

Mutual Fund Distributors Certification. 100 questions, 120 minutes, detailed explanations.

📋 100 Qs⏱ 120 Min
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🛡️
Insurance

IRDAI IC 38

Life Insurance Agent Certification. 50 questions, 60 minutes. Pass easily on first attempt.

📋 50 Qs⏱ 60 Min
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🏦
Banking

JAIIB — PPB

Principles & Practices of Banking practice test. 48 questions covering banking structure, deposits, negotiable instruments, loans, KYC/AML, and digital payments.

📋 48 Qs⏱ 60 Min
Start Free Test →
🏦
Banking

JAIIB — IE&FS

Indian Economy & Financial System practice test. 42 questions covering economic concepts, financial markets, institutions, monetary policy, and government schemes.

📋 42 Qs⏱ 55 Min
Start Free Test →
🏦
Banking

JAIIB — AFB

Accounting & Financial Management for Bankers practice test. 42 questions covering accounting principles, depreciation, ratio analysis, and financial management.

📋 42 Qs⏱ 55 Min
Start Free Test →
🏦
Banking

JAIIB — RBWM

Retail Banking & Wealth Management practice test. 36 questions covering retail loans, cards, CRM, wealth management, NRI banking, and delivery channels.

📋 36 Qs⏱ 45 Min
Start Free Test →
🎓
Banking

CAIIB — ABM

Advanced Bank Management practice test. 35 questions covering statistics, HRM, credit management, risk management, economic analysis, and bank financial statement analysis.

📋 35 Qs⏱ 45 Min
Start Free Test →
🎓
Banking

CAIIB — BFM

Bank Financial Management practice test. 35 questions covering treasury, forex, asset-liability management, derivatives, capital adequacy, and international banking.

📋 35 Qs⏱ 45 Min
Start Free Test →
💻
Banking

CAIIB — IT Elective

Information Technology elective practice test. 35 questions covering core banking systems, cybersecurity, digital banking tech, data protection, and business continuity.

📋 35 Qs⏱ 45 Min
Start Free Test →
🏆 NISM — 30+ EXAMS

18 NISM Certifications
Live Now — More Coming Soon

India's most comprehensive Tamil NISM mock test platform — 30+ series.
NISM SERIES V-A
Mutual Fund Distributors
● Live Now
NISM SERIES I
Currency Derivatives
● Live Now
NISM SERIES II-A
Registrars & Transfer Agents
● Live Now
NISM SERIES IV
Interest Rate Derivatives
● Live Now
NISM SERIES V-B
Mutual Fund Foundation
● Live Now
NISM SERIES VI
Depository Operations
● Live Now
NISM SERIES VII
Securities Operations
● Live Now
NISM SERIES VIII
Equity Derivatives
● Live Now
NISM SERIES X-A
Investment Adviser Level 1
● Live Now
NISM SERIES XV
Research Analyst
● Live Now
NISM SERIES XXI-A
Portfolio Management Services
● Live Now
NISM SERIES XVII
Retirement Adviser
● Live Now
NISM SERIES XII
Securities Markets Foundation
● Live Now
NISM SERIES III-A
Compliance Officers (Non-Fund)
● Live Now
NISM SERIES IX
Merchant Banking
● Live Now
NISM SERIES XIII
Common Derivatives Certification
● Live Now
NISM SERIES XVI
Commodity Derivatives
● Live Now
NISM SERIES XXIV
AML & CFT Provisions
● Live Now
+ 20 MORE
All NISM Series
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📚 Latest Articles

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⚡ Free Calculators

Powerful financial tools
built for Tamil investors

Plan your budget and estimate your mutual fund returns interactively.

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🗺 How It Works

Your financial journey
made simple

Three steps to financial clarity — Learn, Calculate, Get Guidance

Step 01
📚
Read Tamil Guides
28+ clear Tamil finance articles. Mutual funds, EPF, Tax, E-Services — learn at your own pace, entirely free.
Browse Articles →
Step 02
📋
Practice & Prepare
NISM, IC38 Mock Tests — practice for certifications. SIP calculators — plan your wealth goals.
View Exam Hub →
Step 03
💬
Get Personal Advice
Fill the consultation form or WhatsApp Vignesh Dhayalan (AMFI MFD, ARN 288927) directly. Free advice in Tamil!
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⭐ Trusted by Readers

What our community
is saying

★★★★★

"SIP article படிச்சதுக்கு அப்புறம் immediately ₹3,000 SIP start பண்ணினேன். Simple-ஆ explain பண்ணிருக்காங்க. Tamil-ல இந்த மாதிரி quality content ரொம்ப rare!"

👩
Priya Krishnan
IT Professional, Chennai
★★★★★

"NISM mock test ரொம்ப helpful. Real exam-ல pass ஆனேன்! Vignesh sir WhatsApp-ல personally guidance கொடுத்தாங்க. Free-ஆ இவ்வளவு help — amazing!"

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Karthik Murugan
NISM V-A Certified, Coimbatore
★★★★★

"Tax regime article படிச்சு ₹22,000 extra tax save பண்ணினேன். Calculator use பண்ணி compare பண்ணினேன். PAN guide-ம் ரொம்ப useful!"

👩
Meena Sundaram
Salaried Employee, Bangalore
★★★★★

"என் shop-க்கு GST registration வேணும்னு Ramya மேடம்-கிட்ட WhatsApp பண்ணினேன். ஒரு வாரத்துல முடிச்சுக் கொடுத்தாங்க, ஒவ்வொரு step-உம் clear-ஆ explain பண்ணி நேர்மையா help பண்ணாங்க."

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Suresh Babu
Small Business Owner, Bangalore
💬 Free Consultation

உங்கள் Investment Journey
இன்றே Start பண்ணுங்கள்

AMFI Registered MFD Vignesh Dhayalan (ARN: 288927) — உங்கள் financial goals-க்கு ஏற்ற investment plan FREE-ஆ பெறுங்கள்.

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📋AMFI Certified — ARN 288927
🎯Personalized investment plan
🎯 Free Investment Consultation
உங்கள் details fill பண்ணுங்கள் — நாங்கள் contact பண்றோம்
₹500–₹2,000 ₹2,000–₹5,000 ₹5,000–₹10,000 ₹10,000+
📈 Wealth Creation 💸 Tax Saving 🏡 Retirement 🎓 Child Education 🛡️ Emergency Fund
✅ Yes ❌ No 🤔 Not Sure
❓ FAQ

Questions? Answers!

Universal Money Mart என்றால் என்ன?+
Universal Money Mart is run by Co-Founders Vignesh Dhayalan (AMFI Registered MFD, ARN 288927) and Ramya (B.Com, Corporate Secretaryship). SIP, Mutual Funds, Tax Planning — plus GST, ITR, MSME & Citizen Documentation (PAN, Passport). Free education, honest compliance help — all in one place.
Free Consultation எப்படி பெறுவது?+
Page-ல் "Free Consultation" form fill பண்ணுங்கள் அல்லது WhatsApp: 7200752628-ல் direct-ஆ message பண்ணுங்கள். Investment queries-க்கு Vignesh (ARN 288927), Compliance/Documentation-க்கு Ramya 24 hours-ல் reply பண்றாங்க.
SIP start பண்ண minimum எவ்வளவு வேணும்?+
Most funds-ல் minimum ₹500/month. Some funds ₹100/month-ல் கூட start பண்ணலாம். Consistent-ஆ invest பண்றது amount-ஐ விட important. Need guidance? WhatsApp us!
GST/PAN/Passport documentation-க்கு எப்படி help கிடைக்கும்?+
Ramya-கிட்ட WhatsApp: 7200752628-ல் message பண்ணுங்கள். GST Registration, MSME/Udyam, ITR Filing, PAN Card, Passport documentation — ஒவ்வொரு step-உம் clear-ஆ explain பண்ணி, honest-ஆ facilitate பண்றாங்க. நாங்க ஒரு government body இல்ல, private consultancy-ன்னு clear-ஆ சொல்றோம்.
Mock Tests & Calculators எல்லாம் Free-ஆ?+
Yes! NISM, IC38 Mock Tests, SIP Calculators, Budget Planner, 28+ articles — 100% free. No hidden charges. Forever free.
How accurate are the NISM Mock Tests?+
Our NISM V-A and IRDAI IC38 mock tests follow the latest official syllabus. Real exam timers, scoring, and detailed explanations — pass in first attempt!

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