Free tool

FD Calculator

Enter your deposit amount, interest rate, and tenure to see your Fixed Deposit's maturity value and total interest earned.

Deposit amount ₹1,00,000

₹5,000₹50,00,000

Interest rate (annual) 7%

3%10%

Tenure 5 years

1 yr10 yrs

Compounding frequency Quarterly

YearlyMonthly

Deposit amount

₹—

Interest earned

₹—

Maturity value

₹—

Deposit Interest

Assumes a constant 7% annual interest rate, compounded quarterly. Actual bank FD rates vary by bank, tenure, and depositor category (senior citizens often get 0.25%–0.50% extra).

Wondering if FD is right for your goal?

Talk to Vignesh Dhayalan, AMFI Registered Mutual Fund Distributor (ARN 288927), to compare FD returns with other options — free via WhatsApp.

Disclaimer

For illustration only. This calculator does not constitute investment or banking advice. Actual FD interest rates, compounding conventions, and premature withdrawal penalties vary by bank — verify current rates directly with your bank before investing. TDS is applicable on FD interest above the prescribed threshold as per Income Tax rules. Universal Money Mart (ARN: 288927, EUIN: E543710) is an AMFI Registered Mutual Fund Distributor.

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