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Free tool · Current rate 7.1% p.a.

PPF Calculator

Enter your yearly PPF investment and tenure to see your maturity value. Interest is tax-free (EEE status) and compounded annually.

Yearly investment โ‚น1,50,000
โ‚น500โ‚น1,50,000 (max)
Tenure 15 years
15 yrs (min lock-in)50 yrs
Interest rate (govt sets quarterly) 7.1%
6%9%
Total invested
โ‚นโ€”
Interest earned (tax-free)
โ‚นโ€”
Maturity value
โ‚นโ€”
Invested Interest
Assumes deposit made at the start of each financial year, compounded annually at 7.1%. PPF has a 15-year lock-in, extendable in blocks of 5 years. Maximum โ‚น1.5 lakh/year qualifies for Section 80C (old regime). Actual rate is revised by the government every quarter.

Planning your long-term savings?

Talk to Vignesh Dhayalan, AMFI Registered Mutual Fund Distributor (ARN 288927), for personalised guidance โ€” free via WhatsApp.

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Disclaimer
For illustration only. This calculator does not constitute investment advice. The PPF interest rate shown (7.1% p.a. as of Q2 FY 2026-27) is fixed by the Government of India and revised quarterly โ€” actual returns will vary if the rate changes during your tenure. Universal Money Mart (ARN: 288927, EUIN: E543710) is an AMFI Registered Mutual Fund Distributor.

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